Introduction of need for Dental Insurance in Dental Colleges of India
Keywords:dental insurance, policy holders, practitioner or institution
Health is a fundamental human right . The colossal economic inequality in the form of income of individuals in India is the main reason for lack of basic necessities such as food, clothing, and shelter in addition to the healthcare and education to the poor. These people, who cannot afford to meet their both ends in a day, cannot afford for their basic healthcare including dental health. On the contrary, in the developed countries these are ensured through the various health care insurances. In India, the insurance policies featuring Dental treatment by famous insurance companies are very sparse and insufficient. To understand the existing basic policies available in India for financing any dental treatment, a study has been conducted of various health insurance companies with various pros and cons. It has been found that in India unlike developed countries, the policies are not strong enough to cater to the requirement of dental health care. With a view to above, an effort has been made to devise a policy in Manav Rachna Dental College, Faridabad which shall help the patients to realize the basic medical needs including dental treatment at a very affordable cost through the financing with the assistance of famous insurance company to benefit both the policy holder as well as the practitioner (college doctor students). The exact policy adopted in college has not been articulated in this article, however every college must make an effort to devise its own policy for the benefit of its patients and the dental doctor students, keeping in view their opportunities and limitations.
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